Dukhan Bank has reported a net profit of QR1.19 billion for the first nine months of 2026, reflecting a slight increase of 0.1% compared to the same period last year. The bank’s total assets rose to QR126.8 billion, marking a 2.4% increase from December 2025, driven by a robust loan book that reached QR94 billion.
In its latest financial disclosure, Dukhan Bank highlighted a significant growth in net banking income, which surged by 6.0% to QR2.26 billion. This growth underscores the bank’s effective execution of strategic initiatives despite ongoing geopolitical challenges. Earnings per share for the period stood at QR0.215, while total equity increased by 4.8% to QR15.9 billion, up from QR15.2 billion at the end of 2025.
Financial Performance and Asset Growth
The bank’s financing assets, which constitute 74% of total assets, reached QR94 billion, reflecting a 4.5% increase year-on-year. Investment securities also contributed significantly, amounting to QR24.8 billion, or 20% of total assets. Net operating income for the first nine months was reported at QR1.55 billion, a 7.0% increase compared to the same timeframe last year.
Dukhan Bank’s proactive approach to credit risk management is evident in its non-performing loan (NPL) ratio, which decreased to a record low of 3.8% as of September 2026, down from 4.2% in December 2025. The Stage 3 coverage ratio also improved, reaching 78.5%, compared to 75.7% at the end of the previous year, indicating a strong commitment to prudent credit provisioning.
Liquidity and Capital Position
The bank’s customer deposits rose by 2.5% to QR90 billion, reflecting strong customer confidence and the bank’s solid market position. This growth has supported a healthy liquidity profile, with the regulatory loan-to-deposit ratio standing at 99.0%, up from 98.1% in December 2025. Both the Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) remained comfortably above regulatory requirements throughout the reporting period.
As of September 30, 2026, Dukhan Bank maintained a robust capital position, with a total capital adequacy ratio of 19.1%, significantly exceeding the Qatar Central Bank’s minimum requirement of 14.6%. This strong capital base reflects the bank’s effective balance sheet management and resilience in a challenging economic environment.
These results illustrate Dukhan Bank’s strategic focus on enhancing its market presence while ensuring disciplined capital deployment and effective risk management. For further details, refer to Gulf Times.
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