Klivvr Launches K.ai, Revolutionizing Egypt’s Fintech Landscape with the First Interactive AI Financial Assistant
Cairo: Klivvr, a pioneering financial application, has unveiled K.ai, the first interactive AI financial assistant integrated into fintech applications in Egypt. Founded by Onsi Sawiris, Nils Bachtler, Omar Sherif, and Bassem Youssef, Klivvr aims to transform personal money management for users in the Egyptian market.
Enhancing User Experience with AI
The introduction of K.ai significantly improves the functionality of the Klivvr app by offering a personalized and interactive financial assistant powered by artificial intelligence. This feature allows users to manage their financial information through conversational interactions, moving beyond traditional displays of statistics and numbers. K.ai simplifies the process of understanding spending habits, tracking expenses, and reviewing recent transactions. Additionally, users can search for the best available offers on various products and calculate expected installment values in real-time.
Klivvr has invested over $10 million in technology development since its inception, reflecting its commitment to creating a more intelligent and user-friendly digital financial experience. The company asserts that this development marks a significant advancement in the Egyptian market, positioning Klivvr as the first financial application in Egypt to offer an integrated interactive AI experience within a commercial financial services platform.
Statements from Klivvr’s Leadership
Onsi Sawiris, Co-Founder of Klivvr, emphasized the importance of this launch, stating that it opens a new chapter in Egypt’s fintech history. He noted that K.ai represents the first interactive AI financial assistant in a fintech app in the country, designed to resonate with users’ daily lives and transform their financial interactions into simple conversations. Sawiris expressed confidence that Egyptians deserve a financial experience comparable to global standards.
Nils Bachtler, Co-Founder and CEO, highlighted that true innovation in fintech extends beyond merely launching new features. He stated that K.ai is designed to seamlessly integrate into users’ daily routines, making financial information and decision-making more accessible and efficient. This initiative aligns with Klivvr’s goal of developing financial services that are closely attuned to user needs.
Omar Sherif, Co-Founder and CTO, remarked on Klivvr’s data-driven foundation, asserting that AI has a crucial role in enhancing money management. With K.ai, users can ask questions and gain immediate insights into their finances, fostering a more personal and transparent banking experience. Sherif expressed pride in the team responsible for advancing this vision.
Klivvr’s Commitment to Financial Inclusion
Founded by a team of technology experts and entrepreneurs, Klivvr aims to deliver innovative financial solutions that meet the demands of the digital age and promote financial inclusion. The company is dedicated to developing a robust technical ecosystem that provides users with smart tools for managing their financial affairs efficiently and securely.
Company Milestones
Klivvr was established in Egypt in 2021 and has since provided integrated digital financial solutions across payments and lending. Its offerings include a smart payment card and app that facilitate spending tracking, budget management, and access to a wide range of digital financial services.
In 2023, Klivvr received approval from the Central Bank of Egypt (CBE), marking a key milestone in its growth trajectory within the Egyptian market. The following year, the company launched Klivvr Family, Egypt’s first family banking product, allowing users to manage household spending through a single account while issuing individual cards for family members. This feature includes real-time spending tracking and customizable spending limits.
In 2025, Klivvr expanded into consumer finance with its Buy Now, Pay Later (BNPL) offering, providing financing of up to EGP 500,000 with installment plans of up to 60 months, in collaboration with over 300 merchants across Egypt. By 2026, Klivvr further enhanced its platform with the introduction of a comprehensive loyalty program and K.Shop, an in-app marketplace, significantly improving the user experience and surpassing 700,000 users.
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Published on 2026-05-25 11:32:00 • By the Editorial Desk
